Cosmopolitan Real Estates

Cosmopolitan's partner · Financing

Mortgage loans no stress, no surprises

We specialize in mortgage loans for better representing our Clients and acting in their best interest. Our priority is to present the most advantageous loan solutions, explaining the tangles of the sheer procedure of obtaining the loan as well as the related costs.

We pay special attention to make the Client feel safe, therefore we're detail oriented, answer all and any questions, focus on particularities — so that nothing gets omitted and everything is described clearly and professionally. Most of our Clients come as recommendation of our former Clients — their satisfaction is our main objective.

01How we work together

01

Credit capacity analysis

We assess your financial situation and your real borrowing capacity before you choose a property — so the purchase is safe and predictable.

02

Selecting the best offer

We compare the terms of multiple banks — interest rates, margins, commissions and additional costs — and point you to the offer that serves you best.

03

Preparing the documents

We help you gather and correctly prepare the full documentation, so your application goes through the bank smoothly and without unnecessary delays.

04

Managing the process and negotiations

We support you in negotiations with the bank, keep track of deadlines and synchronise the loan process with the transaction schedule.

05

Disbursement of funds

We see the case through to the loan being released and the purchase finalised — from the first conversation to the keys in your hand.

02What we help with

Mortgage loan

Financing the purchase of a house, apartment, land or commercial property on the primary and secondary market.

Refinancing and consolidation

Transferring your loan to better terms or combining liabilities into one, lower instalment.

Construction loan

Financing the construction of a house in tranches, matched to the stages of your investment.

Advisory for investors

Optimal financing for property purchased for rental or resale.

Sylwia Binkowska

Sylwia BinkowskaLoan and finance expert · Cosmopolitan's partner for financing

Check your borrowing capacity

Contact us — we will assess your credit capacity free of charge and point you to the best solution for your situation.